The Plan is set up as a corporate trustee Macmillan Pension Plan Limited. There are three main sections of the Plan and you may be a member of more than one.
The Final Salary section (FSS)
for staff who joined before 1 March 1996
The Cumulative Annual section (CAS)
for FSS members who elected to join on 1 July 2010
The Money Purchase section (MPS)
for staff who joined between 1 March 1996 and 28 February 2007
To identify which section you belong to, look at the last statement(s) you received.
You can also write to XPS Administration if you prefer:
Albion, Fishponds Road
Help and guidance
The Plan Trustee and XPS Administration can’t tell you what to do with your pension so it’s a good idea to talk to an FCA regulated Independent Financial Adviser.
You can get general pensions guidance from the Pensions Advisory Service, an independent voluntary organisation, and if you have Money Purchase savings and are 50 or over, you can also book a free appointment with Pension Wise to discuss your pension options.